Q: Got T-boned by a guy that ran a red light got a sprained back and totaled truck how much should I ask for in this caseI: The truck I was driving was my mother’s I was on her insurance as a driver.
A: Stefanie’s answer: Your question is commonly asked by those injured in accidents resulting from actions of a negligent at-fault driver. First, there is no set amount to assign to an injury case, as there are many factors which contribute to the monetary value of a claim. For example, medical expenses, pain and suffering, lost wages, loss of enjoyment of life, future treatment needs, and the extent of injuries all play a part in determining how much a person should expect to receive in settlement or award. Also, the amount of available liability insurance, in addition to medical payments coverage and uninsured motorist policies must be investigated so that all information is available in that regard. With that said, I suggest speaking with an experienced personal injury attorney, who can give you an idea of value. The attorney will need to gather a lot of information, and ask a lot of questions, before making this determination. I would not speak with the insurance company directly, nor would I give any sort of recorded statement. Always remember they represent the insured, not the person injured. Hope this helps, and good luck!